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Todd, Bremer & Lawson Inc. has provided a distinctive approach to educational debt recovery since 1974.

Our corporate headquarters is located in Rock Hill, South Carolina, with three regional sales offices.

Regional Sales Offices


Todd, Bremer & Lawson works exclusively in the area of campus-based higher education collections.  Our areas of expertise include: 

Our dedicated Professional Collection Specialists are thoroughly trained in all the federal campus-based loan programs and have completed the American Collectors Association's Professional Collection Specialist training program. All employees are tested on the following topics:


Our unique approach to collection sets Todd, Bremer & Lawson apart in the industry.  We accomplish this by only focusing on campus-based debt, hiring the most qualified staff, utilizing the latest technology, and being involved in the industry.  Our active participation in both higher education and collection industry associations enable TB&L to keep abreast of changes to regulations, which ensures that our clients are updated and compliant. We are active participants in several national associations, including ACA International, and the Coalition of Higher Education Assistance Organization (COHEAO) and many regional and state-level associations.


Todd, Bremer & Lawson’s commitment to compliance and security minimizes risk for our clients. We are bonded, insured, and licensed to work in all 50 States. Third-Party Compliance Audits are performed annually to ensure your assets are managed and protected.
TB&L's compliance points include:

Toll Free Phone Numbers

Todd, Bremer & Lawson has a bank of Toll free numbers for student convenience. The numbers listed below belong to Todd, Bremer & Lawson and we can be reached on any one of them during normal business hours.