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Educational Collections Specialists

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Student Online Payment Portal.

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Online access for colleges and universities.

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Federal Perkins Loan

Letter to Secretary of Education from Congressman John Spratt regarding the Federal Perkins Loan Program.

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Ray Miller

Regional Sales Manager


Ray Miller is an alumnus of Azusa Pacific University, located in Azusa, California.


Ray Miller joined Todd, Bremer & Lawson after serving for four years as the Vice-President of Marketing for a third-party collection agency in Southern California. In his previous position, Ray was responsible for marketing, customer relations and conference planning. Ray was instrumental in growing a third-party collection agency in Southern California from its' infancy to one of the nations most well respected student loan collection services.

Prior to that, Ray was both a business owner in the garment manufacturing industry, as well as a team member at the Jet Propulsion Laboratory in Pasadena, California working on space exploration projects such as Galileo, Mars Observer, Pathfinder, Magellan and many others.


As Regional Sales Manager for Todd, Bremer & Lawson, Ray is responsible for vending the Firm's services to the Western Region of the country. Ray is a member of several regional organizations including: Pacific West Student Financial Services Organization (PacWest SFS), Colorado Association of Student Loans and Accounts Receivables (CASLAAR), and Utah Association of Student Loan Administrators (UASLA). In addition Ray has served as a member of the Editorial Board of the California Association of Collectors, past Board Member California Baptist University Board of Visitors, and Past Board Member California Bursar's Association.

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